Curtis Richins
President |
Mr. Richins is a respected banking executive experienced in international finance, marketing, risk management, and business operations. He has worked extensively in Western and Eastern Europe in addition to his US-based mortgage banking experience. Mr. Richins is knowledgeable in all aspects of mortgage pipeline hedging and best-execution loan sales. He is an active member and consultant to the mortgage banking community at national, state, and local levels. Mr. Richins is a founding partner of MCT and has served as President since 2007.
Mr. Richins is a graduate of Occidental College and holds a B.A. in Economics. |

Philip Rasori
COO
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Mr. Rasori is a recognized thought-leader in capital markets operations within the mortgage banking community. His areas of expertise include complex financial modeling, computational dynamics, and linear programming for operational optimization. He developed the ground-breaking mortgage pipeline hedging algorithms that form the foundation of MCT’s HALO Program today. He has also pioneered several metrics that have become standard industry parlance, including “beta pull-through” factors. In addition to banking clients, Mr. Rasori has consulted with GSE agencies and the US Government on hedging best practices for community banks. Mr. Rasori, has functionally led MCT operations since 2005 and ascended to his current role as COO in 2007.
Mr. Rasori is a graduate of University of California, San Diego, and holds a B.S. in Management Science. |

Thomas P. Farmer VP Marketing |
Mr. Farmer is a multi-industry entrepreneur and executive with high profile successes in technology and banking. His early work in marketing innovative neural networking technologies helped form the foundation for the FICO scoring system. In 1994, Mr. Farmer cofounded PrairieComm, an internationally-acclaimed semiconductor manufacturer. During the subsequent ten years, he served in various executive roles shaping the company’s global presence. PrairieComm was acquired by Freescale in 2004 prior to the $17.6B privatization by Blackstone Group. Mr. Farmer joined MCT in 2007 in an executive sales and business development role.
Mr. Farmer is a graduate of Occidental College in Los Angeles. He holds a B.A. in Economics. |

Bill Wooten
National Sales Manager
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Mr. Wooten is an accomplished senior executive with an extensive mortgage banking career. The breadth and depth of his experience is derived from more than 30 years on the cutting edge of industry innovation with Citibank in a variety of management roles. His knowledge base and experience span the front-end of origination (inside/outside sales force management, key account development, client segmentation, marketing communications,) to back office operations (capital markets, profit and loss management, and compensation planning.) Prior to joining MCT, Mr. Wooten was an independent consultant to banks in the key areas of management execution, technology integration, capital management, executive compensation, strategic planning, and implementation.
Mr. Wooten joined MCT in 2009 in a national sales management role. |
Bill Petersohn
Regional Director |
Mr. Petersohn is a former director of GMAC Bank in the Bulk Acquisition Group where he was responsible for National Accounts and Bulk Sales and Operations. Mr. Petersohn has been directly responsible for developing and supporting several acquisition programs that include Assignments of Trade, Direct Trades, Bulk Purchases, Fannie Mae 3D – a joint effort between Fannie Mae and GMAC Bank, and a Conduit Acquisition strategy with Wall Street Investment Banks and REITS. Prior to GMAC, Mr. Petersohn spent eight years at GE Capital Mortgage Services as an IT auditor, due diligence coordinator and a servicing valuation analyst and servicing trader. Mr Petersohn is a graduate of Lehigh University where he earned a B.S. in Finance and Temple University where he earned his M.B.A. |